As a value investor with a dedicated focus on managing personal savings, my investment philosophy revolves around identifying opportunities that offer a compelling margin of safety and present an asymmetric risk-reward profile. In essence, I seek investments where the potential downside is limited while the upside presents a significant reward.Having embraced the principles of value investing since 2018, my approach involves a meticulous analysis of companies to uncover those with sound fundamentals and attractive valuations. This strategy allows me to navigate the financial markets with a keen eye for opportunities that align with my risk tolerance and long-term financial goals.My academic background includes a university degree in business management and economics, providing me with a solid foundation for understanding financial reports. With over 15 years of experience in the financial sector, I leverage my expertise in my investment approach.In terms of sector focus, I maintain a broad perspective, allowing me to explore diverse opportunities across industries. However, I refrain from delving into the intricacies of banking, specialized IT, and biotech, recognizing the complexities involved in these sectors.My investment decisions are guided by a disciplined approach to value investing, emphasizing the importance of conducting thorough due diligence. This involves scrutinizing financial statements, assessing management quality, and evaluating a company’s competitive positioning within its industry.